Erection All Risks (EAR) Insurance

Insurance is an insurance product that ensures that the values to be assembled within the field of activity are protected against natural, technical and human-induced risks. In this insurance, the guarantees begin as soon as the machines to be assembled land in the site and end when the plant becomes operational.

  • Fire, lightning and explosion
  • Flood coverage
  • Earthquake, landslide, earth collapse, rock fall
  • Collusion of air and land vehicles
  • Risks arising from personnel; poor workmanship, carelessness, negligence etc.
  • Theft
  • Four-week test period unless otherwise indicated (except for second-hand machines)

Additional Coverages:

The loss and damage caused by the following conditions are excluded from the insurance coverage. However, below articles may can be included additionally with specified limits.

  • Construction/Erection machinery
  • Debris removal costs
  • Existing buildings and facilities
  • Temporary construction site facilities
  • Over Time Night work and express freight
  • Third party liability
  • Cross liability
  • Strikes, Riots, Civil Commotion, Lockout, Malicious Damage, Terrorism
  • Four weeks of experience (test) period


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