What is Health Insurance?
Private health insurance policy covers the expenses required for the treatment of the insured in case of disease and/or bodily injury caused by accident during the policy term.
In general, private health insurance is divided into two types:
- Inpatient Treatment
- Inpatient+Outpatient Treatment
Inpatient Treatments: Expenses such as operation, Chemotherapy, Radiotherapy, Dialysis, Dental Treatment due to Traffic Accident, Minimal Surgical Interventions, Emergency, Pre-op/Post-op Examination, Post-op Physical Treatment and Rehabilitation, Nursing at Home, Medical Equipment, Ambulance are covered by this policy according to payment rate. In addition, if the overseas collateral is added, the overseas treatments can also be covered from this policy.
Outpatient Treatments: Expenses including advanced diagnostic methods such as Doctor's examination, assay, MRI, X-ray, Medicine, Physical Therapy, are covered by this policy at the determined percentage of payment.
In addition, maternity, Check-up, dental treatment, glasses can be added to the policy depending on the insurance company and the product.